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personal finance

Bharat Shah What is Personal Finance? Personal finance is the process of planning and managing personal financial activities such as  income  generation, spending, saving,  investing , and protection. The process of managing one’s personal finances can be summarized in a  budget  or financial plan. This guide will analyze the most common and important aspects of individual financial management. Areas of Personal Finance In this guide, we are going to focus on breaking down the most important areas of personal finance and explore each of them in more detail so you have a comprehensive understanding of the topic. As shown below, the main areas of personal finance are  income , spending, saving, investing, and protection. Each of these areas will be examined in more detail below #1 Income Income refers to a source of cash inflow that an individual receives and then uses to support themselves and their family. It is the starting point for our financial planning pro